HSE IPAA
Insurance company business processes
The path of an insurance risk from application to contract, and how key departments work together.
Underwriter Training Course
A comprehensive program: insurance risk assessment, terms and rates, documenting decisions, cooperation with sales, reinsurance and claims.
24 webinars + 8 in-person sessions
112 academic hours
HSE IPAA certificate of completion
76 500 ₽
/course
60 000 ₽
/course
0
What underwriting is
Underwriting is the professional assessment of risk before an insurance contract is concluded. The specialist analyzes data, determines acceptable terms, rate, limits and restrictions, and documents the decision.
Insurance law and supervision
Essential contract terms, exclusions, limitations and supervisory requirements for insurers.
Rates and reserves
Risk factors, sum insured, limits, deductible and rate justification across lines of insurance.
Reinsurance and risk management
Managing large and accumulated risks, risk transfer and portfolio quality control.
What you get after the training
HSE IPAA certificate of completion
Skills in risk assessment and preparing an underwriting opinion
Ability to justify the rate, limits and deductible
Understanding of lines of insurance and regulatory requirements for insurers
Knowledge of the basics of reinsurance and portfolio management
Skills in analyzing an insurance company’s financial and business activities
An overview of documents and requirements for insurer licensing
Why choose this course
The program combines insurance market practice, analysis of real work situations and the option to study in person or online from anywhere in Russia.
Experienced instructors
The course is taught by insurance market practitioners.
In person and online
24 webinars of 2 academic hours and 8 in-person sessions of 8 academic hours.
Staff assessment
Insurance companies can send specialists for training and final assessment.
How the final assessment works
The final assessment includes a course paper, an in-person exam and an online test.
Course paper
Completed after studying the program.
In-person exam
Exam questions, practical situations and an interview.
Online test
Taken on the HSE IPAA learning platform.
Pass mark
You need 90 points to complete the course successfully.
Who this training is for
Underwriters
Insurance company specialists
Insurance sales staff
Risk managers
Reinsurance specialists
Those entering the profession from scratch
Insurance companies, for staff training and assessment
Program content
The program includes an introduction, an insurance fundamentals block, underwriting by line of insurance, and management and control.
16
program topics
112
academic hours
90
points to pass
- Structure and core processes of an insurance organization.
- The insurance contract, insurance supervision, the underwriter’s role, sales and people management.
- Risk assessment in life insurance and long-term financial protection plans.
- Underwriting in accident, health and motor insurance; fundamentals of rate setting.
- Property risks, liability, financial risks and the link between underwriting and claims settlement.
- Reinsurance, the insurer’s investment activities, documentation and analysis of financial and business activities.
Course price
60 000 ₽
Learn now, pay later!
7 331
₽/mo
5 750
₽/mo
Installments for 12 months
15%
Enroll in the course or get a free consultation
Удобная платформа для обучения
Личный кабинет с понятным интерфейсом: управляйте обучением, следите за прогрессом и общайтесь с преподавателями в одном месте.
Учебные материалы
Все лекции, презентации и задания в одном месте
Расписание занятий
Календарь с напоминаниями о ближайших занятиях
Прогресс
Успеваемость и выполненные задания
Видеолекции
Смотрите лекции в удобное время
Frequently Asked Questions
When are classes held?
Groups start as soon as enough participants enroll, and class times are agreed with the participants. Online courses can be taken at any convenient time in the Online Learning section.
How much does training cost?
The price of each course is listed in the schedule. Terms for corporate groups are discussed separately.
Who teaches the classes?
Instructors with extensive practical and academic experience; many of them hold professional certifications, academic degrees and titles.
Where does training take place?
In our classroom in Moscow, at the client’s premises, or online in the Online Learning section.
Can I study from another city?
Yes. Online courses are available from any region of Russia: lectures, materials and tests are gathered in your personal account in the Online Learning section.
How long does a course last?
It depends on the program: the duration is shown on each course page in the catalog. For online courses, the duration is shown to the minute.
Course price
60 000 ₽
Learn now, pay later!
7 331
₽/mo
5 750
₽/mo
Installments for 12 months
15%
Enroll in the course or get a free consultation
Training in underwriting and insurance
An underwriter assesses risk, sets insurance terms and helps the company make sound decisions on each risk or client. The quality of this work determines the stability of the insurance portfolio, the adequacy of rates and the insurer’s ability to meet its obligations to clients.
The program combines the fundamentals of insurance with practical underwriting tools. Participants follow the full path of a risk, from the initial application to the decision to accept it: they learn to gather the necessary information, identify material factors and justify the chosen terms.
Key program topics
- the underwriter’s role and cooperation with sales, actuaries and claims;
- structure of the insurance contract, essential terms, exclusions and limitations;
- identifying, describing and classifying insurance risks;
- sum insured, limits of liability, deductible and rate;
- risk assessment in personal, property, motor and liability insurance;
- fundamentals of insurance reserves and the insurer’s financial stability;
- reinsurance as a tool for managing large and accumulated risks;
- insurance portfolio analysis and documenting the underwriting decision.
Practical training
Sessions work through applications, questionnaires and real work situations. Participants learn to ask clarifying questions, identify missing documents, assess combinations of risk factors and choose a decision: accept the risk on standard terms, change the rate or limits, apply a deductible, request additional information or decline with justification.
Learning outcomes
After the course you will be able to carry out an initial risk analysis, prepare a reasoned opinion, set out insurance terms and clearly explain the decision to colleagues or the client. These skills are useful for developing insurance products, servicing corporate clients, controlling portfolio quality and organizing underwriting in a company.
The course suits both new and practicing underwriters, insurance company staff, insurance brokers and agents, risk managers, and sales and claims specialists. Training is held in person and online; dates, duration and format are confirmed at enrollment. Upcoming groups are listed in the schedule.
Document awarded
Participants who pass the final assessment receive an HSE IPAA certificate of completion.
Not sure which program to choose?
Our specialists will help you choose a program for your goals and answer all your questions. The consultation is free!
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